Name: Joanne Messinger

Position: Owner

Business Name: Payroll Vault

Address: 7 Tulip Court

City: Jackson

Phone: 732-290-4030

Website: https://www.payrollvault.com/218

How did you come to be in this line of work?

I’ve spent my career in HR and payroll services, supporting businesses of all sizes, from

start-ups to large-scale operations. After years of helping others streamline their back-

office functions, I decided to launch my own business - JRCM X-Celerate, doing business

as Payroll Vault. It was the perfect way to combine my passion for people, processes,

and small business success.

What makes you different from others in this field?

We’re not a call center. Our clients get a dedicated payroll specialist who knows their

business, understands their needs, and provides personalized, timely support. With

Payroll Vault, small businesses get big-service feel with boutique-level attention and the

flexibility to scale with growth.

Who would use your services or product?

Small business owners, particularly those with 1–50 employees, who are tired of

managing payroll on their own or frustrated with impersonal, hard-to-reach providers.

We also support accounting firms that want to refer or outsource payroll services for

their clients.

What do you regard as your greatest achievement in business to date?

Launching my own company has been the most rewarding leap. Turning my years of

expertise into a business built to help others succeed has been a proud and fulfilling

milestone.

What do you hope to get out of your chamber membership?

I’m looking forward to building strong relationships with fellow business owners,

learning from others, supporting local growth, and giving back to the community.

What committees would you be interested in participating in?

I’d be happy to get involved in Small Business, Events, or Membership committees

where I can collaborate, contribute ideas, and help create value for members.

Tell us something others may find of interest about you.

I have three boys, and between them all, I’ve spent many weekends on the sidelines

cheering them on through years of Travel soccer. It’s been a big part of our family life

and kept us on our toes!

What is your favorite activity or hobby?

Baking is one of my favorite creative outlets, and I also love to travel—exploring new

places, cultures, and foods whenever I get the chance.

What is your life motto(s)?

“Start where you are. Use what you have. Do what you can.” It’s a reminder that

progress matters more than perfection—and that resourcefulness and persistence go a long way.